/* ============================
   VIA BENEFITS ACCOUNTS — PREMIUM CSS
   ============================ */

/* --- Reset & Variables --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
    --bg-deepest: #0a0118;
    --bg-deep: #110222;
    --bg-dark: #1a0533;
    --bg-card: rgba(30, 10, 60, 0.6);
    --bg-card-hover: rgba(45, 27, 105, 0.5);
    --purple-900: #1a0533;
    --purple-800: #2d1b69;
    --purple-700: #4c1d95;
    --purple-600: #6c3ce0;
    --purple-500: #7c3aed;
    --purple-400: #8b5cf6;
    --purple-300: #a78bfa;
    --purple-200: #c4b5fd;
    --purple-100: #ede9fe;
    --white: #ffffff;
    --gray-100: #f3f0ff;
    --gray-200: #e2ddf5;
    --gray-300: #c9c3e0;
    --gray-400: #9f97b8;
    --gray-500: #7a7194;
    --text-primary: #f0ecff;
    --text-secondary: #b8b0d4;
    --text-muted: #7a7194;
    --green: #22c55e;
    --green-bg: rgba(34, 197, 94, 0.12);
    --yellow: #eab308;
    --red: #ef4444;
    --border: rgba(167, 139, 250, 0.12);
    --border-hover: rgba(167, 139, 250, 0.25);
    --glow: rgba(108, 60, 224, 0.4);
    --glass-bg: rgba(20, 8, 45, 0.65);
    --glass-border: rgba(167, 139, 250, 0.15);
    --radius-sm: 8px;
    --radius-md: 12px;
    --radius-lg: 20px;
    --radius-xl: 28px;
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --transition-slow: 0.5s cubic-bezier(0.4, 0, 0.2, 1);
    --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
}

html { scroll-behavior: smooth; scroll-padding-top: 80px; }

body {
    font-family: var(--font);
    background: var(--bg-deepest);
    color: var(--text-primary);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

a { text-decoration: none; color: inherit; }
ul { list-style: none; }
img { max-width: 100%; display: block; }

/* --- Gradient Text --- */
.gradient-text {
    background: linear-gradient(135deg, var(--purple-300), var(--purple-500), var(--purple-300));
    background-size: 200% auto;
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    animation: shimmer 4s ease-in-out infinite;
}

@keyframes shimmer {
    0%, 100% { background-position: 0% center; }
    50% { background-position: 200% center; }
}

/* --- Reveal Animation --- */
.reveal {
    opacity: 0;
    transform: translateY(32px);
    transition: opacity 0.7s cubic-bezier(0.4, 0, 0.2, 1), transform 0.7s cubic-bezier(0.4, 0, 0.2, 1);
}
.reveal.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ============================
   NAVIGATION
   ============================ */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    padding: 16px 0;
    transition: var(--transition);
    background: transparent;
}
.navbar.scrolled {
    background: rgba(10, 1, 24, 0.85);
    backdrop-filter: blur(20px) saturate(180%);
    -webkit-backdrop-filter: blur(20px) saturate(180%);
    border-bottom: 1px solid var(--border);
    padding: 10px 0;
}
.nav-container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 32px;
}
.nav-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 1.2rem;
    font-weight: 700;
    color: var(--white);
    white-space: nowrap;
}
.logo-icon { width: 36px; height: 36px; flex-shrink: 0; }
.logo-accent { color: var(--purple-300); font-weight: 400; }

.nav-links {
    display: flex;
    align-items: center;
    gap: 8px;
}
.nav-link {
    padding: 8px 16px;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--text-secondary);
    border-radius: var(--radius-sm);
    transition: var(--transition);
}
.nav-link:hover {
    color: var(--white);
    background: rgba(167, 139, 250, 0.1);
}

.nav-actions {
    display: flex;
    align-items: center;
    gap: 12px;
}

.nav-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
}
.nav-toggle span {
    display: block;
    width: 24px;
    height: 2px;
    background: var(--white);
    border-radius: 2px;
    transition: var(--transition);
}

/* --- Buttons --- */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 10px 22px;
    font-size: 0.9rem;
    font-weight: 600;
    border-radius: var(--radius-sm);
    border: none;
    cursor: pointer;
    transition: var(--transition);
    font-family: var(--font);
    white-space: nowrap;
}
.btn-primary {
    background: linear-gradient(135deg, var(--purple-600), var(--purple-500));
    color: var(--white);
    box-shadow: 0 4px 20px rgba(108, 60, 224, 0.3);
}
.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(108, 60, 224, 0.5);
}
.btn-ghost {
    background: transparent;
    color: var(--text-secondary);
    border: 1px solid var(--border);
}
.btn-ghost:hover {
    color: var(--white);
    border-color: var(--border-hover);
    background: rgba(167, 139, 250, 0.08);
}
.btn-outline {
    background: transparent;
    color: var(--white);
    border: 1px solid var(--border-hover);
}
.btn-outline:hover {
    border-color: var(--purple-400);
    background: rgba(167, 139, 250, 0.1);
    transform: translateY(-2px);
}
.btn-white {
    background: var(--white);
    color: var(--purple-800);
}
.btn-white:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 30px rgba(255, 255, 255, 0.2);
}
.btn-ghost-light {
    background: transparent;
    color: rgba(255, 255, 255, 0.8);
    border: 1px solid rgba(255, 255, 255, 0.25);
}
.btn-ghost-light:hover {
    color: var(--white);
    border-color: rgba(255, 255, 255, 0.5);
    background: rgba(255, 255, 255, 0.08);
}
.btn-lg {
    padding: 14px 32px;
    font-size: 1rem;
    border-radius: var(--radius-md);
}

/* ============================
   HERO
   ============================ */
.hero {
    position: relative;
    min-height: 100vh;
    display: flex;
    align-items: center;
    padding: 120px 0 80px;
    overflow: hidden;
}
.hero-bg-effects {
    position: absolute;
    inset: 0;
    pointer-events: none;
}
.hero-orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(120px);
    opacity: 0.4;
}
.hero-orb-1 {
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, var(--purple-600), transparent 70%);
    top: -200px;
    right: -100px;
    animation: float-orb 12s ease-in-out infinite;
}
.hero-orb-2 {
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, var(--purple-800), transparent 70%);
    bottom: -100px;
    left: -100px;
    animation: float-orb 15s ease-in-out infinite reverse;
}
.hero-orb-3 {
    width: 300px;
    height: 300px;
    background: radial-gradient(circle, rgba(139, 92, 246, 0.3), transparent 70%);
    top: 40%;
    left: 30%;
    animation: float-orb 10s ease-in-out infinite 3s;
}
.hero-grid-overlay {
    position: absolute;
    inset: 0;
    background-image: 
        linear-gradient(rgba(167, 139, 250, 0.03) 1px, transparent 1px),
        linear-gradient(90deg, rgba(167, 139, 250, 0.03) 1px, transparent 1px);
    background-size: 60px 60px;
    mask-image: radial-gradient(ellipse at center, black 30%, transparent 70%);
    -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 70%);
}

@keyframes float-orb {
    0%, 100% { transform: translate(0, 0) scale(1); }
    33% { transform: translate(30px, -20px) scale(1.05); }
    66% { transform: translate(-20px, 20px) scale(0.95); }
}

.hero-container {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}
.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 6px 16px;
    background: rgba(167, 139, 250, 0.1);
    border: 1px solid var(--border);
    border-radius: 100px;
    font-size: 0.8rem;
    font-weight: 500;
    color: var(--purple-300);
    margin-bottom: 24px;
}
.badge-dot {
    width: 8px;
    height: 8px;
    background: var(--green);
    border-radius: 50%;
    animation: pulse-dot 2s ease-in-out infinite;
}
@keyframes pulse-dot {
    0%, 100% { opacity: 1; box-shadow: 0 0 0 0 rgba(34, 197, 94, 0.4); }
    50% { opacity: 0.8; box-shadow: 0 0 0 6px rgba(34, 197, 94, 0); }
}

.hero-title {
    font-size: clamp(2.5rem, 5vw, 4rem);
    font-weight: 800;
    line-height: 1.1;
    letter-spacing: -0.03em;
    margin-bottom: 24px;
}
.hero-subtitle {
    font-size: 1.15rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 36px;
    max-width: 520px;
}
.hero-ctas {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 48px;
}
.hero-social-proof {
    display: flex;
    align-items: center;
    gap: 16px;
}
.avatars {
    display: flex;
    align-items: center;
}
.avatar {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--white);
    border: 2px solid var(--bg-deepest);
    margin-right: -10px;
}
.avatar-count {
    background: var(--bg-card);
    font-size: 0.65rem;
    border: 1px solid var(--border);
    width: auto;
    padding: 0 10px;
    border-radius: 100px;
}
.hero-social-proof p {
    font-size: 0.85rem;
    color: var(--text-muted);
}
.hero-social-proof p strong { color: var(--text-primary); }

/* --- Dashboard Card --- */
.hero-visual {
    position: relative;
}
.dashboard-card {
    background: var(--glass-bg);
    backdrop-filter: blur(24px);
    -webkit-backdrop-filter: blur(24px);
    border: 1px solid var(--glass-border);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: 0 20px 80px rgba(0, 0, 0, 0.4), 0 0 60px rgba(108, 60, 224, 0.1);
}
.dashboard-header {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 20px;
    border-bottom: 1px solid var(--border);
    background: rgba(0, 0, 0, 0.2);
}
.dashboard-dots { display: flex; gap: 6px; }
.dot {
    width: 10px;
    height: 10px;
    border-radius: 50%;
}
.dot.red { background: #ef4444; }
.dot.yellow { background: #eab308; }
.dot.green { background: #22c55e; }
.dashboard-title {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin-left: auto;
}
.dashboard-body { padding: 24px 20px; }
.dashboard-greeting { margin-bottom: 20px; }
.greeting-text {
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--white);
}
.greeting-sub {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin-top: 2px;
}
.dashboard-accounts {
    display: flex;
    flex-direction: column;
    gap: 14px;
    margin-bottom: 20px;
}
.mini-account {
    background: rgba(167, 139, 250, 0.06);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    padding: 12px 14px;
}
.mini-account-header {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: 0.8rem;
    color: var(--text-secondary);
    margin-bottom: 6px;
}
.mini-icon {
    width: 22px;
    height: 22px;
    border-radius: 6px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.65rem;
    font-weight: 800;
    color: var(--white);
}
.mini-icon.hsa { background: linear-gradient(135deg, #6c3ce0, #a78bfa); }
.mini-icon.fsa { background: linear-gradient(135deg, #7c3aed, #c4b5fd); }
.mini-icon.commuter { background: linear-gradient(135deg, #4c1d95, #8b5cf6); }
.mini-balance {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--white);
    display: block;
    margin-bottom: 8px;
}
.mini-bar {
    height: 4px;
    background: rgba(167, 139, 250, 0.15);
    border-radius: 4px;
    overflow: hidden;
}
.mini-bar-fill {
    height: 100%;
    background: linear-gradient(90deg, var(--purple-600), var(--purple-300));
    border-radius: 4px;
    transition: width 1.5s cubic-bezier(0.4, 0, 0.2, 1);
}
.mini-bar-fill.fsa-fill { background: linear-gradient(90deg, #7c3aed, #c4b5fd); }
.mini-bar-fill.commuter-fill { background: linear-gradient(90deg, #4c1d95, #a78bfa); }

.dashboard-recent { border-top: 1px solid var(--border); padding-top: 14px; }
.recent-title {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 10px;
}
.recent-item {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 0.82rem;
    color: var(--text-secondary);
    padding: 6px 0;
}
.recent-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    flex-shrink: 0;
}
.recent-dot.approved { background: var(--green); }
.recent-dot.pending { background: var(--yellow); }
.recent-status {
    margin-left: auto;
    font-weight: 600;
    color: var(--green);
    font-size: 0.75rem;
}
.recent-status.pending-text { color: var(--yellow); }

/* --- Floating Cards --- */
.floating-card {
    position: absolute;
    padding: 12px 18px;
    background: var(--glass-bg);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid var(--glass-border);
    border-radius: var(--radius-md);
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.3);
    font-size: 0.82rem;
    display: flex;
    align-items: center;
    gap: 10px;
    animation: float-card 5s ease-in-out infinite;
    z-index: 2;
}
.card-notification {
    top: 15%;
    right: -30px;
    color: var(--green);
    animation-delay: 1s;
}
.card-balance {
    bottom: 10%;
    left: -20px;
    flex-direction: column;
    align-items: flex-start;
    gap: 2px;
    animation-delay: 2s;
}
.balance-label {
    font-size: 0.7rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}
.balance-amount {
    font-size: 1.3rem;
    font-weight: 800;
    color: var(--white);
}

@keyframes float-card {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

/* --- Scroll Indicator --- */
.hero-scroll-indicator {
    position: absolute;
    bottom: 30px;
    left: 50%;
    transform: translateX(-50%);
}
.scroll-line {
    width: 2px;
    height: 40px;
    background: linear-gradient(to bottom, var(--purple-400), transparent);
    border-radius: 2px;
    position: relative;
    overflow: hidden;
}
.scroll-line::after {
    content: '';
    position: absolute;
    top: -100%;
    width: 100%;
    height: 50%;
    background: var(--white);
    border-radius: 2px;
    animation: scroll-down 2s ease-in-out infinite;
}
@keyframes scroll-down {
    0% { top: -50%; }
    100% { top: 110%; }
}

/* ============================
   TRUSTED BY
   ============================ */
.trusted-section {
    padding: 60px 0;
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
    background: rgba(167, 139, 250, 0.02);
}
.trusted-label {
    text-align: center;
    font-size: 0.85rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 32px;
}
.trusted-logos {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 48px;
    flex-wrap: wrap;
}
.trusted-logo {
    color: var(--text-muted);
    opacity: 0.5;
    transition: var(--transition);
}
.trusted-logo:hover { opacity: 0.8; }
.trusted-logo svg {
    height: 36px;
    width: auto;
}

/* ============================
   SECTION COMMONS
   ============================ */
.section-header {
    text-align: center;
    max-width: 640px;
    margin: 0 auto 64px;
}
.section-tag {
    display: inline-block;
    padding: 6px 16px;
    background: rgba(167, 139, 250, 0.1);
    border: 1px solid var(--border);
    border-radius: 100px;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--purple-300);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 20px;
}
.section-title {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 800;
    line-height: 1.15;
    letter-spacing: -0.02em;
    margin-bottom: 16px;
}
.section-desc {
    font-size: 1.1rem;
    color: var(--text-secondary);
    line-height: 1.7;
}

/* ============================
   ACCOUNT TYPES
   ============================ */
.accounts-section {
    padding: 120px 0;
    position: relative;
}
.accounts-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 24px;
}
.account-card {
    background: var(--bg-card);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 36px 32px;
    transition: var(--transition-slow);
    position: relative;
    overflow: hidden;
}
.account-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--purple-600), var(--purple-300));
    opacity: 0;
    transition: var(--transition);
}
.account-card:hover {
    background: var(--bg-card-hover);
    border-color: var(--border-hover);
    transform: translateY(-4px);
    box-shadow: 0 20px 60px rgba(108, 60, 224, 0.15);
}
.account-card:hover::before { opacity: 1; }

.account-icon {
    width: 56px;
    height: 56px;
    margin-bottom: 20px;
}
.account-icon svg { width: 100%; height: 100%; }

.account-name {
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: 4px;
}
.account-abbr {
    display: inline-block;
    padding: 3px 10px;
    background: rgba(167, 139, 250, 0.12);
    border-radius: 100px;
    font-size: 0.72rem;
    font-weight: 700;
    color: var(--purple-300);
    letter-spacing: 0.05em;
    margin-bottom: 14px;
}
.account-desc {
    font-size: 0.92rem;
    color: var(--text-secondary);
    line-height: 1.6;
    margin-bottom: 18px;
}
.account-features {
    display: flex;
    flex-direction: column;
    gap: 8px;
    margin-bottom: 20px;
}
.account-features li {
    font-size: 0.85rem;
    color: var(--text-secondary);
    padding-left: 20px;
    position: relative;
}
.account-features li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--purple-400);
    font-weight: 700;
}
.account-link {
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--purple-300);
    transition: var(--transition);
}
.account-link:hover {
    color: var(--purple-200);
    text-decoration: underline;
}

/* ============================
   PLATFORM FEATURES (BENTO)
   ============================ */
.platform-section {
    padding: 120px 0;
    background: linear-gradient(180deg, var(--bg-deepest) 0%, var(--bg-deep) 50%, var(--bg-deepest) 100%);
}
.features-bento {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 20px;
}
.bento-item {
    background: var(--bg-card);
    border: 1px solid var(--border);
    border-radius: var(--radius-lg);
    padding: 32px 28px;
    transition: var(--transition-slow);
}
.bento-item:hover {
    background: var(--bg-card-hover);
    border-color: var(--border-hover);
    transform: translateY(-4px);
    box-shadow: 0 16px 48px rgba(108, 60, 224, 0.12);
}
.bento-large { grid-column: span 2; }
.bento-wide { grid-column: span 2; }

.bento-icon {
    width: 44px;
    height: 44px;
    padding: 8px;
    background: rgba(167, 139, 250, 0.1);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    color: var(--purple-300);
    margin-bottom: 20px;
}
.bento-icon svg { width: 100%; height: 100%; }

.bento-item h3 {
    font-size: 1.15rem;
    font-weight: 700;
    margin-bottom: 10px;
}
.bento-item p {
    font-size: 0.92rem;
    color: var(--text-secondary);
    line-height: 1.6;
}

/* Live Ticker Visual */
.bento-visual { margin-top: 20px; }
.live-ticker {
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.ticker-row {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 14px;
    background: rgba(167, 139, 250, 0.06);
    border-radius: var(--radius-sm);
    border: 1px solid var(--border);
    font-size: 0.85rem;
}
.ticker-label {
    font-weight: 700;
    color: var(--purple-300);
    width: 36px;
}
.ticker-val {
    font-weight: 600;
    color: var(--white);
    flex: 1;
}
.ticker-change {
    font-size: 0.8rem;
    font-weight: 700;
    padding: 2px 8px;
    border-radius: 100px;
}
.ticker-change.positive { color: var(--green); background: var(--green-bg); }
.ticker-change.negative { color: var(--red); background: rgba(239, 68, 68, 0.12); }

/* ============================
   HOW IT WORKS
   ============================ */
.how-section {
    padding: 120px 0;
}
.steps-container {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 0;
}
.step {
    flex: 1;
    max-width: 320px;
    text-align: center;
}
.step-number {
    font-size: 3.5rem;
    font-weight: 900;
    background: linear-gradient(135deg, var(--purple-600), var(--purple-300));
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    line-height: 1;
    margin-bottom: 24px;
    opacity: 0.4;
}
.step-content { padding: 0 20px; }
.step-icon {
    width: 64px;
    height: 64px;
    margin: 0 auto 20px;
    padding: 12px;
    background: rgba(167, 139, 250, 0.08);
    border: 1px solid var(--border);
    border-radius: var(--radius-md);
    color: var(--purple-300);
}
.step-icon svg { width: 100%; height: 100%; }
.step h3 {
    font-size: 1.2rem;
    font-weight: 700;
    margin-bottom: 10px;
}
.step p {
    font-size: 0.9rem;
    color: var(--text-secondary);
    line-height: 1.6;
}
.step-connector {
    flex-shrink: 0;
    width: 80px;
    margin-top: 60px;
    opacity: 0.5;
}

/* ============================
   STATS
   ============================ */
.stats-section {
    padding: 80px 0;
    background: linear-gradient(135deg, var(--purple-900), var(--bg-deep));
    border-top: 1px solid var(--border);
    border-bottom: 1px solid var(--border);
}
.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 40px;
    text-align: center;
}
.stat-item {
    position: relative;
}
.stat-item::after {
    content: '';
    position: absolute;
    right: 0;
    top: 20%;
    height: 60%;
    width: 1px;
    background: var(--border);
}
.stat-item:last-child::after { display: none; }

.stat-number {
    font-size: clamp(2.2rem, 4vw, 3.2rem);
    font-weight: 900;
    color: var(--white);
    line-height: 1;
    display: inline;
}
.stat-suffix {
    font-size: clamp(1.2rem, 2vw, 1.8rem);
    font-weight: 700;
    color: var(--purple-300);
}
.stat-label {
    display: block;
    font-size: 0.9rem;
    color: var(--text-muted);
    margin-top: 8px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

/* ============================
   EMPLOYER SOLUTIONS
   ============================ */
.employer-section {
    padding: 120px 0;
}
.employer-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}
.employer-features {
    display: flex;
    flex-direction: column;
    gap: 28px;
    margin-top: 36px;
}
.emp-feature {
    display: flex;
    gap: 16px;
}
.emp-feature-icon {
    width: 44px;
    height: 44px;
    padding: 10px;
    background: rgba(167, 139, 250, 0.1);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    color: var(--purple-300);
    flex-shrink: 0;
}
.emp-feature-icon svg { width: 100%; height: 100%; }
.emp-feature h4 {
    font-size: 1rem;
    font-weight: 700;
    margin-bottom: 4px;
}
.emp-feature p {
    font-size: 0.88rem;
    color: var(--text-secondary);
    line-height: 1.6;
}

/* --- Admin Preview --- */
.admin-preview {
    background: var(--glass-bg);
    backdrop-filter: blur(24px);
    -webkit-backdrop-filter: blur(24px);
    border: 1px solid var(--glass-border);
    border-radius: var(--radius-lg);
    padding: 28px;
    box-shadow: 0 20px 80px rgba(0, 0, 0, 0.3), 0 0 40px rgba(108, 60, 224, 0.08);
}
.admin-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-bottom: 24px;
}
.admin-title {
    font-size: 1rem;
    font-weight: 700;
}
.admin-badge {
    font-size: 0.7rem;
    font-weight: 700;
    padding: 3px 10px;
    border-radius: 100px;
    background: var(--green-bg);
    color: var(--green);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}
.admin-stats-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-bottom: 24px;
}
.admin-stat {
    background: rgba(167, 139, 250, 0.06);
    border: 1px solid var(--border);
    border-radius: var(--radius-sm);
    padding: 16px;
    text-align: center;
}
.admin-stat-val {
    display: block;
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--white);
}
.admin-stat-label {
    font-size: 0.75rem;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.05em;
}
.admin-chart { margin-bottom: 24px; }
.chart-bars {
    display: flex;
    align-items: flex-end;
    gap: 8px;
    height: 120px;
    padding: 0 4px;
}
.chart-bar {
    flex: 1;
    background: linear-gradient(to top, rgba(108, 60, 224, 0.4), rgba(167, 139, 250, 0.2));
    border-radius: 4px 4px 0 0;
    position: relative;
    transition: var(--transition);
}
.chart-bar:hover {
    background: linear-gradient(to top, rgba(108, 60, 224, 0.7), rgba(167, 139, 250, 0.4));
}
.chart-bar.active {
    background: linear-gradient(to top, var(--purple-600), var(--purple-400));
}
.chart-bar span {
    position: absolute;
    bottom: -20px;
    left: 50%;
    transform: translateX(-50%);
    font-size: 0.65rem;
    color: var(--text-muted);
}
.admin-compliance {
    border-top: 1px solid var(--border);
    padding-top: 16px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    font-size: 0.82rem;
    color: var(--text-secondary);
}
.compliance-badges {
    display: flex;
    gap: 6px;
}
.comp-badge {
    padding: 3px 10px;
    border-radius: 100px;
    font-size: 0.7rem;
    font-weight: 700;
}
.comp-badge.good {
    background: var(--green-bg);
    color: var(--green);
}

/* ============================
   MOBILE APP
   ============================ */
.mobile-section {
    padding: 120px 0;
    background: linear-gradient(180deg, var(--bg-deepest) 0%, var(--bg-deep) 50%, var(--bg-deepest) 100%);
    overflow: hidden;
}
.mobile-layout {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

/* --- Phone Frame --- */
.phone-frame {
    width: 280px;
    margin: 0 auto;
    background: linear-gradient(145deg, #1a1a2e, #0d0d1a);
    border-radius: 40px;
    padding: 12px;
    box-shadow: 0 30px 80px rgba(0, 0, 0, 0.5), inset 0 1px 0 rgba(255, 255, 255, 0.05), 0 0 60px rgba(108, 60, 224, 0.1);
    border: 1px solid rgba(255, 255, 255, 0.06);
    position: relative;
}
.phone-notch {
    width: 120px;
    height: 28px;
    background: #0a0a14;
    border-radius: 0 0 18px 18px;
    margin: 0 auto;
    position: relative;
    z-index: 2;
}
.phone-screen {
    background: linear-gradient(180deg, var(--purple-900) 0%, var(--bg-deepest) 100%);
    border-radius: 28px;
    padding: 0 16px 16px;
    margin-top: -14px;
    min-height: 480px;
}
.phone-header-bar {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 8px 4px 16px;
    font-size: 0.7rem;
    font-weight: 600;
    color: var(--white);
}
.phone-header-icons { display: flex; gap: 4px; }

.phone-app-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 16px;
}
.phone-greeting {
    font-size: 1.05rem;
    font-weight: 700;
}
.phone-avatar {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--purple-600), var(--purple-400));
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--white);
}
.phone-balance-card {
    background: linear-gradient(135deg, var(--purple-600), var(--purple-800));
    border-radius: 16px;
    padding: 18px;
    margin-bottom: 16px;
}
.phone-balance-label {
    font-size: 0.7rem;
    color: rgba(255, 255, 255, 0.6);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    display: block;
}
.phone-balance-amount {
    font-size: 1.6rem;
    font-weight: 800;
    color: var(--white);
    display: block;
    margin: 4px 0 10px;
}
.phone-accounts-row {
    display: flex;
    gap: 12px;
}
.phone-acct {
    font-size: 0.7rem;
    color: rgba(255, 255, 255, 0.5);
    background: rgba(255, 255, 255, 0.1);
    padding: 3px 8px;
    border-radius: 100px;
}
.phone-actions {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
    margin-bottom: 16px;
}
.phone-action {
    text-align: center;
    padding: 10px 4px;
    background: rgba(167, 139, 250, 0.08);
    border: 1px solid var(--border);
    border-radius: 12px;
    transition: var(--transition);
}
.phone-action-icon {
    font-size: 1.2rem;
    margin-bottom: 4px;
}
.phone-action span {
    font-size: 0.6rem;
    color: var(--text-muted);
    display: block;
}
.phone-recent {
    border-top: 1px solid var(--border);
    padding-top: 12px;
}
.phone-recent-title {
    font-size: 0.7rem;
    font-weight: 700;
    color: var(--text-muted);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-bottom: 10px;
    display: block;
}
.phone-recent-item {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 8px 0;
}
.phone-recent-icon { font-size: 1.2rem; }
.phone-recent-info {
    flex: 1;
    display: flex;
    flex-direction: column;
}
.phone-recent-info span:first-child {
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--text-primary);
}
.phone-recent-date {
    font-size: 0.65rem;
    color: var(--text-muted);
}
.phone-recent-amount {
    font-size: 0.82rem;
    font-weight: 700;
    color: var(--text-primary);
}
.phone-home-bar {
    width: 120px;
    height: 4px;
    background: rgba(255, 255, 255, 0.2);
    border-radius: 4px;
    margin: 12px auto 4px;
}

/* Mobile features list */
.mobile-features {
    display: flex;
    flex-direction: column;
    gap: 18px;
    margin-top: 32px;
    margin-bottom: 36px;
}
.mobile-features li {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    font-size: 0.92rem;
    color: var(--text-secondary);
    line-height: 1.5;
}
.mobile-features li svg { flex-shrink: 0; margin-top: 2px; }
.mobile-features li strong { color: var(--text-primary); }

.app-buttons {
    display: flex;
    gap: 12px;
}
.app-btn {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 20px;
    background: rgba(255, 255, 255, 0.06);
    border: 1px solid rgba(255, 255, 255, 0.12);
    border-radius: var(--radius-md);
    color: var(--white);
    transition: var(--transition);
}
.app-btn:hover {
    background: rgba(255, 255, 255, 0.12);
    border-color: rgba(255, 255, 255, 0.25);
    transform: translateY(-2px);
}
.app-btn-small {
    display: block;
    font-size: 0.6rem;
    color: var(--text-muted);
    line-height: 1.2;
}
.app-btn-big {
    display: block;
    font-size: 0.95rem;
    font-weight: 700;
    line-height: 1.2;
}

/* ============================
   CTA
   ============================ */
.cta-section { padding: 120px 0; }
.cta-card {
    position: relative;
    background: linear-gradient(135deg, var(--purple-800), var(--purple-900));
    border: 1px solid var(--border-hover);
    border-radius: var(--radius-xl);
    padding: 80px 40px;
    text-align: center;
    overflow: hidden;
}
.cta-bg-effects {
    position: absolute;
    inset: 0;
    pointer-events: none;
}
.cta-orb {
    position: absolute;
    border-radius: 50%;
    filter: blur(80px);
    opacity: 0.3;
}
.cta-orb-1 {
    width: 300px;
    height: 300px;
    background: var(--purple-600);
    top: -100px;
    right: -50px;
}
.cta-orb-2 {
    width: 250px;
    height: 250px;
    background: var(--purple-500);
    bottom: -100px;
    left: -50px;
}
.cta-content {
    position: relative;
    z-index: 1;
    max-width: 600px;
    margin: 0 auto;
}
.cta-title {
    font-size: clamp(2rem, 4vw, 2.8rem);
    font-weight: 800;
    line-height: 1.15;
    letter-spacing: -0.02em;
    margin-bottom: 20px;
}
.cta-desc {
    font-size: 1.1rem;
    color: var(--text-secondary);
    line-height: 1.7;
    margin-bottom: 36px;
}
.cta-actions {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
    margin-bottom: 24px;
}
.cta-note {
    font-size: 0.82rem;
    color: var(--text-muted);
}

/* ============================
   FOOTER
   ============================ */
.footer {
    padding: 80px 0 40px;
    border-top: 1px solid var(--border);
    background: var(--bg-deepest);
}
.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 48px;
    margin-bottom: 48px;
}
.footer-tagline {
    font-size: 0.88rem;
    color: var(--text-muted);
    line-height: 1.6;
    margin-top: 16px;
    max-width: 320px;
}
.footer-attribution {
    font-size: 0.8rem;
    color: var(--text-muted);
    margin-top: 12px;
}
.footer-links-group h4 {
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--white);
    text-transform: uppercase;
    letter-spacing: 0.06em;
    margin-bottom: 18px;
}
.footer-links-group ul { display: flex; flex-direction: column; gap: 10px; }
.footer-links-group a {
    font-size: 0.88rem;
    color: var(--text-muted);
    transition: var(--transition);
}
.footer-links-group a:hover { color: var(--purple-300); }

.footer-bottom {
    border-top: 1px solid var(--border);
    padding-top: 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
    flex-wrap: wrap;
}
.footer-bottom p {
    font-size: 0.78rem;
    color: var(--text-muted);
}
.footer-legal {
    display: flex;
    gap: 20px;
}
.footer-legal a {
    font-size: 0.78rem;
    color: var(--text-muted);
    transition: var(--transition);
}
.footer-legal a:hover { color: var(--purple-300); }

/* ============================
   RESPONSIVE
   ============================ */
@media (max-width: 1024px) {
    .hero-container { grid-template-columns: 1fr; gap: 48px; }
    .hero-visual { max-width: 480px; margin: 0 auto; }
    .accounts-grid { grid-template-columns: 1fr; }
    .features-bento { grid-template-columns: 1fr 1fr; }
    .bento-large, .bento-wide { grid-column: span 2; }
    .employer-layout { grid-template-columns: 1fr; gap: 48px; }
    .mobile-layout { grid-template-columns: 1fr; gap: 48px; }
    .mobile-visual { order: -1; }
    .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
}

@media (max-width: 768px) {
    .nav-links { display: none; }
    .nav-actions { display: none; }
    .nav-toggle { display: flex; }
    .nav-links.open {
        display: flex;
        flex-direction: column;
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: rgba(10, 1, 24, 0.95);
        backdrop-filter: blur(20px);
        -webkit-backdrop-filter: blur(20px);
        padding: 24px;
        border-bottom: 1px solid var(--border);
    }
    .nav-actions.open {
        display: flex;
        position: absolute;
        top: calc(100% + 200px);
        left: 0;
        right: 0;
        background: rgba(10, 1, 24, 0.95);
        padding: 0 24px 24px;
    }
    .hero { padding: 100px 0 60px; min-height: auto; }
    .hero-title { font-size: 2.2rem; }
    .hero-ctas { flex-direction: column; }
    .hero-ctas .btn { text-align: center; justify-content: center; }
    .floating-card { display: none; }
    .features-bento { grid-template-columns: 1fr; }
    .bento-large, .bento-wide { grid-column: span 1; }
    .steps-container { flex-direction: column; align-items: center; gap: 32px; }
    .step-connector { display: none; }
    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
    .stat-item::after { display: none; }
    .footer-grid { grid-template-columns: 1fr; gap: 32px; }
    .footer-bottom { flex-direction: column; text-align: center; }
    .footer-legal { flex-wrap: wrap; justify-content: center; }
    .cta-card { padding: 48px 24px; }
    .app-buttons { flex-direction: column; }
}

@media (max-width: 480px) {
    .container { padding: 0 16px; }
    .hero-title { font-size: 1.8rem; }
    .section-title { font-size: 1.6rem; }
    .stats-grid { grid-template-columns: 1fr 1fr; }
    .phone-frame { width: 260px; }
}